Type: Judgment

Authority: European Authorities: Euopean Union' Court of Justice

Date: 12/07/2023

Subject: According to the Court, the automated establishment, by a credit information agency, of a probability value based on personal data relating to a person and concerning his or her ability to meet payment commitments in the future constitutes ‘automated individual decision-making’ within the meaning of General Data Protection Regulation, where a third party, to which that probability value is transmitted, draws strongly on that probability value to establish, implement or terminate a contractual relationship with that person

Parties: SCHUFA Holding (Scoring)

Classification: Freedoms - Art. 8 Personal data: fairly processing - Personal data: consent - Personal data: access - Personal data: rectification - Personal data: independent authority

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