Type: Judgment

Authority: European Authorities: Euopean Union' Court of Justice

Date: 04/30/2025

Subject: According to the Court, Directive 93/13/EEC on unfair terms in consumer contracts does not preclude national case-law which considers that a contractual term satisfies the requirement for transparency where it provides, in accordance with national legislation, for the payment by the consumer of an arrangement fee intended to remunerate services connected with the examination, granting or processing of a mortgage loan or credit or other similar services, which does not include a detailed description of the nature of those services or an indication of the time devoted to their performance, provided that the consumer has indeed been placed in a position to assess the economic consequences for him or her, to understand the nature of the services supplied in exchange for the costs provided for by that term and to ascertain that there is no overlap between the various costs provided for in the contract or between the services for which those costs are paid

Parties: Justa

Classification: Solidarity - Art. 38 Consumer protection

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