Type: Judgment

Authority: European Authorities: Euopean Union' Court of Justice

Date: 03/21/2019

Subject: According to the Court, the employee of an undertaking and his spouse, who conclude a loan contract with that undertaking, reserved, principally, to members of staff of that undertaking, with a view to financing the purchase of real estate for private purposes, must be regarded as ‘consumers’, within the meaning of Directive 93/13/EEC on unfair terms in consumer contracts. That undertaking must be regarded as a ‘seller or supplier’ where it concludes such a loan contract in the context of its professional activity, even if granting loans does not constitute its main activity

Parties: Pouvin e Dijoux

Classification: Solidarity - Art. 38 Consumer protection

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